Media and publications

Why Hold Bonds When GICs Yield More Than 5%?

Article

Richard Morin

The speed at which interest rates have risen has taken many by surprise.

It's all about inflation (3)

Financial letter

Richard Morin

At a CFA Institute annual conference in the 1990s, one of the speakers mentioned that if his economic crystal ball...

Always be wary of predictions

Financial letter

William Poulin

As we said last quarter, we must be wary of the predictions of economists and stock market strategists.

Happy ETF Day, How Old Are You?

Article

Richard Morin

Are the Americans claiming authorship of a Canadian invention? Not in the least!

Deduction of management fees: are you entitled?

Article

Christian Boucher

A management fee must meet several criteria to be deductible.

ESG investing: Does it work?

White paper

Richard Morin

The planet is overheating and the oceans will soon contain more plastic than fish.

Outgoing tide

Financial letter

Richard Morin

We have just experienced one of the biggest tides in the modern history of financial markets.

FHSA? TFSA? RRSP? What will your strategy be?

Article

Marc-Antoine Carrier

What should you prioritize if you are planning to buy your first property? FHSA , TFSA or RRSP?

The Press: The owl of Mount Royal and our investments

Press article

La Presse - Nicolas Bérubé

For a long time, I thought that the owl of Mount Royal was an urban legend.

Apocalypse, really?

Video capsule

Richard Morin

In the company of strategist and Senator Clément Gignac on Radio-Canada's Les faits d'abord, Richard Morin comments on the recent comments made by the...

What a difference a year makes!

Financial letter

Richard Morin

In December 2021, the policy rate of the major central banks was close to 0% and US government bonds were yielding 1.5%.

Want to drop your insurance policy? Read this.

Article

Patrick Beaumont

Before dropping an insurance policy, check its value.

The day after the night before

Financial letter

Richard Morin

The financial markets have had a challenging first half of the year to say the least. Inflation vs. recession 2020

The markets are falling, what do we do?

Financial letter

Richard Morin

Stock markets are down for the 7th week in a row.

War and inflation

Financial letter

Richard Morin

The financial markets are currently affected by 2 major events.

To hell with the pandemic!

Financial letter

Richard Morin

Against all expectations, the world's stock markets had an excellent year in 2021.

The Myth of High Dividend Stocks

Article

Richard Morin

Some myths die hard. "Dividend stocks are a hedge against inflation.

Bonds, the unloved ones!

Article

Richard Morin

Covid-19 omicron variant caused major stock market jitters

Return of volatility - 3rd quarter 2021 review

Financial letter

Richard Morin

The financial markets have gently reminded us that stocks don't always just go up.

It's all about inflation - 1st Quarter 2021 Review

Financial letter

Richard Morin

If we could predict the evolution of only one economic data, we would probably choose inflation.

The real revolt of small investors

Article

Richard Morin

Forget Gamestop, AMC, Robinhood and Reddit. This is where the real small investor revolt is happening.

Skeptics will be confounded! - 2020 Year in Review

Financial letter

Richard Morin

After fees, a Canadian balanced portfolio generated about 8% return in 2020.

Inflation or deflation? - Review 3rd quarter 2020

Financial letter

Richard Morin

The balanced portfolio invested 60% in stocks and 40% in bonds did its job.

All that glitters is not gold

Article

Richard Morin

At nearly US$2,000, the price of gold is at an all-time high, up more than 25% in 2020 and 50% since the beginning of 2019.

The risks of guaranteed capital investments

Article

Richard Morin

Many financial institutions are currently focusing on their guaranteed investment certificates (GICs) or deposit bills.

Stock market correction: a little perspective

Article

Richard Morin

The financial markets are currently experiencing their most turbulent period since the 2008 financial crisis.

Stay the course, this storm will pass

Article

Richard Morin

Your portfolio is like an ocean liner sailing the financial markets.

The stock market is a roller coaster ride: listen to your financial advisor!

Article

Richard Morin

In the space of a month, we have gone from record highs in the stock markets.

Q4 2019 - A very good decade of performance!

Financial letter

Richard Morin

A great 2019 for the stock markets.

Entrepreneur at heart

Press article

Richard Morin

The Finance et Investissement journal devotes an article to the president and founder of Archer Gestion de Patrimoine.

3rd quarter 2019: A duel to finish

Financial letter

Richard Morin

Instead, we are talking about the discordant signals that the stock markets are sending us.

You don't have to be Warren Buffett

Richard Morin

Retirement planning is a much greater source of anxiety than it was for our parents.

The stock market is not a movie theater!

Article

Richard Morin

La Presse recently published an article entitled "Will index funds screw up the markets?"

The ABCs of negative interest rates and the impact on your portfolio

Article

Richard Morin

Would you accept that your bank charges you 0.6% per year to hold your money?

The Fable of the Deserted Beach

Article

Richard Morin

In the early 1990s, financial academics discovered the equivalent of deserted beaches in investment!

Q2 2019: The importance of diversification

Financial letter

Richard Morin

Canadian bonds - up 2.51% - and Canadian and developed country equities explain the portfolio's good performance.

1st quarter 2019

Financial letter

Richard Morin

Equity markets experienced strong growth in the first quarter of 2019

4th Quarter 2018: Correction

Financial letter

Richard Morin

2018 marked the end of the party. The U.S. president has finally moved forward with his protectionist policies.

3rd quarter 2018: appreciation of the loonie

Financial letter

Richard Morin

A multitude of outbursts from Mr. Trump that had the effect of cooling the confidence of many investors.

Q2 2018: protectionism and tensions

Financial letter

Richard Morin

The Bank of Canada projects the global economy to grow by 3.75% for 2018.

1st quarter 2018: anything but relaxing

Financial letter

Richard Morin

The lifting of protectionism by our southern neighbors has brought a lot of uncertainty and volatility to the markets.

3rd quarter 2017: the economic planet is doing well!

Financial letter

Richard Morin

Nearly a decade after the fact, the global economy is beginning to shake off the legacy of the financial crisis.

4th quarter 2017: the skeptics were confounded!

Financial letter

Richard Morin

Financial Markets. 2017 was supposed to be the year of all dangers.

Your financial advisor's 10 jobs. #4: developing your investment policy

Article

Simon Houle

Help you understand how your financial advisor works with you throughout your life to achieve your goals.

The 10 tasks of your financial advisor. #2: determine your financial and personal goals

Article

Simon Houle

Help you understand how your financial advisor works with you throughout your life to achieve your goals.

The 10 tasks of your financial advisor. #3: building your investor profile

Article

Simon Houle

Help you understand how your financial advisor works with you throughout your life to achieve your goals.

Some year-end tax saving tips

Simon Houle

When it comes to your personal finances, it's time to perform a few tasks to close out the year and set the table for 2018.

The mirage of smart beta

Article

Richard Morin

An exchange-traded fund is expected to outperform the market indexes. Sounds too good to be true? It is!

The 10 tasks of your financial advisor. #1: know your current situation and take stock

Article

Simon Houle

Help you understand how your financial advisor works with you throughout your life to achieve your goals.

Leaving a job: the impact on personal finances and retirement

Article

Simon Houle

You are considering leaving your job to pursue your career with another company or to become an entrepreneur.

Is your financial advisor acting in your best interest?

Article

Richard Morin

Your advisor will be better - often much better - compensated for selling you a mutual fund.

The family trust...an entrepreneur's best friend

Article

Simon Houle

Quebec has the highest income tax rate in the country. This is true for individuals, but also for businesses.

Lighten your tax bill with exchange-traded funds

Article

Richard Morin

Exchange-traded funds (ETFs) can help reduce your tax bill. How can they help?

Testamentary trust: taking care of your loved ones after your death

Article

Simon Houle

Do you want to leave an inheritance to your children, but are concerned that they are not yet mature enough to manage it?

Review first quarter 2017

Financial letter

Richard Morin

The balanced portfolio is up almost 3% since the beginning of the year.

3 reasons not to rely on mutual fund returns

Article

Richard Morin

The performance of your portfolio remains mediocre and is nothing like what you see in marketing brochures.

Richard Morin on the AMF's Advisory Committee on Financial Products

Press article

Richard Morin

Richard Morin has been appointed member of the Advisory Committee on Financial Products of the Autorité des marchés financiers.

2nd quarter 2017: foreign investments save the day

Article

Richard Morin

Foreign investments saved the day in Q2 2017, despite the rising C$.

Reduce your tax bill: the three Ds of taxation

Article

Simon Houle

You may have been surprised by your tax bill and resolved to implement a strategy to pay less in the future.

Do you really need a financial advisor?

Article

Richard Morin

You pay, directly or indirectly, between 0.25% and 1.00% of your capital annually to compensate your financial advisor.

Follow Warren Buffett's advice

Article

Richard Morin

Small and large investors should stick to low-cost index funds.

New player in portfolio management

Press article

Richard Morin

The journal Finance et Investissement dedicates an article to the launch of Archer Gestion de Patrimoine.

5 reasons to use exchange traded funds

Article

Richard Morin

Exchange-traded funds (ETFs) are gaining popularity as an alternative to stock picking (stocks and bonds) and mutual funds.